Nium, the Leader in Real-Time Global Payments

Nium, the leading global infrastructure for real-time cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and spans 190+ countries, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 40 markets. Nium’s growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.

About the role:

We are seeking an experienced and detail-oriented Senior Analyst to join our Treasury Operations team. This role sits at the heart of our day-to-day financial operations and plays a critical part in ensuring the smooth execution of funding activities, settlements, and data-driven analysis across multiple currency corridors. The successful candidate will work closely with operations leads and the broader Treasury organisation, providing both operational execution support and analytical insight.

Key Responsibilities:

BAU Operations Support

• Support Treasury Operations leads in the execution of daily BAU activities, ensuring timely and accurate processing across all functions.
• Manage end-to-end funding activities across multiple currency (CCY) corridors, including initiating, monitoring, and confirming fund transfers.
• Execute and oversee settlements across various CCY pairs, ensuring accuracy, timeliness, and adherence to internal controls and cut-off times.
• Monitor intraday liquidity positions and escalate potential shortfalls or anomalies to the relevant leads promptly.
• Liaise with counterparties, custodians, and internal stakeholders to resolve settlement queries and discrepancies efficiently.
• Maintain accurate records of all transactions and ensure appropriate documentation is in place for audit and compliance purposes.

Data Analysis & Reporting

• Support the broader Treasury organization with data analysis, including liquidity analysis, FX exposure reporting, and cash flow forecasting.

• Develop, maintain, and enhance reporting tools, dashboards, and MI packs to provide timely and accurate insights to senior stakeholders.

• Identify trends, anomalies, and operational inefficiencies through data analysis and present findings with actionable recommendations.

• Assist in month-end and period-end reporting processes, ensuring data integrity and consistency across systems.

Process Improvement & Controls

• Contribute to the identification and implementation of process improvements that enhance operational efficiency and reduce risk.

• Support the documentation and maintenance of operational procedures, runbooks, and control frameworks.

• Assist in the onboarding of new CCY corridors or counterparties, including operational readiness assessment and testing.

• Participate in projects and initiatives led by the Treasury Operations or wider Treasury team as required.

Stakeholder Engagement

• Act as a reliable point of contact for internal stakeholders across Finance, Risk, Compliance, and Technology teams.

• Collaborate with the Treasury Operations leads to ensure alignment on priorities, operational tasks, and escalation paths.

• Support training and knowledge-sharing with junior team members as the team grows.

Requirements:

• 3–6 years of experience in Treasury Operations, Payments Operations, or a related financial services role.
• Experience within a fintech, e-money institution (EMI), or Payment Institution (PI) environment.
• Demonstrable hands-on experience with funding and settlement processes across multiple currency corridors.
• Strong data analysis skills with proficiency in Excel and/or other analytical tools (e.g. SQL, Python, Tableau, Power BI) preferred.
• Solid understanding of FX markets, liquidity management, and correspondent banking arrangements.
• Familiarity with Treasury Management Systems (TMS) and payment platforms.
• Excellent attention to detail with the ability to work accurately under time pressure.
• Strong communication skills with the ability to present complex information clearly to stakeholders at varying levels of seniority.
• Demonstrated ability to work autonomously and proactively manage competing priorities in a fast-paced environment.
• Exposure to multi-entity or multi-jurisdiction Treasury operations.
• Professional qualification such as ACT (Association of Corporate Treasurers) Certificate or Diploma in Treasury, CFA, or equivalent.
• Familiarity with regulatory requirements applicable to treasury and payments operations (e.g. PSD2, FCA requirements).

What we offer at Nium

We Value Performance:Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.

We Care for Our Employees:The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24⁄7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office).

We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.

We Celebrate Together:We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!

We Thrive with Diversity:Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.

For more detailed region specific benefits :  https://www.nium.com/careers#careers-perks

For more information visit www.nium.com

Depending on your location, certain laws may regulate the way Nium manages the data of candidates. By submitting your job application, you are agreeing and acknowledging that you have read and understand our Candidate Privacy Notice located at www.nium.com/privacy/candidate-privacy-notice.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.